Social Security March 2025 Payment: When Will You Receive Your $1,978?

The schedule for Social Security payments in March 2025 has been released, and it has been confirmed that eligible beneficiaries will be paid on March 3, 2025. However, not everyone will get this payment—only people who were on Social Security before May 1997 or those who are receiving SSI and retirement benefits simultaneously can get a payment on this date.

If you fall into any of these categories, know how much you will get and whether this payment is going to come to your bank account.

Who will get a payment on March 3?

1. Retirees who were receiving benefits before May 1997

• If you have been receiving Social Security benefits for 28 years, i.e., have been a beneficiary since before May 1997, then you will receive your payment on March 3, 2025.

2. SSI beneficiaries who are also receiving retirement benefits

• If you are receiving Supplemental Security Income (SSI) as well as retirement benefits, you can expect your regular Social Security payment on March 3.

It is worth noting that the SSI payment will already be issued on February 28, 2025, because March 1 is a Saturday, so this payment is being transferred to an earlier date. This means that SSI beneficiaries will get payment on both February 28 and March 3.

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How much payment will be received on March 3, 2025?

The amount of Social Security payment depends on your earnings and retirement age. A 2.5% COLA (Cost of Living Adjustment) has been implemented for 2025, increasing the payment for all beneficiaries.

Here’s a look at how much different beneficiaries could receive in payments:

• Most likely amount: $5,108 (if you earned maximum taxable income for 35 years and filed at age 70)
• Filing at full retirement age (FRA): $4,018
• Filing at age 62 (with a 30% cut): $2,831
• Average Social Security payment: $1,978

If you filed at age 62, you won’t get the maximum amount, but the average beneficiary could get a payment around $1,978.

How and when will you get a payment?

If you’re using direct deposit, your payment will be transferred directly to your bank account on March 3, 2025. Those who receive payments by paper check may have to wait a little longer, as checks take a few days longer to arrive in the mail.

What if you don’t get a payment in 21 days?

If your payment doesn’t arrive even after March 3, don’t panic. Sometimes it can take time for the IRS and SSA to process a large number of files.

You can use the “Where’s My Payment?” tool to check the status of your payment or contact the Social Security Administration (SSA) directly.

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Conclusion

If you are a Social Security beneficiary before May 1997 or you are receiving both SSI and retirement benefits, your March 2025 payment will be received on March 3. This time the payment will be 2.5% higher due to the COLA increase, which can give you additional benefits.

Keep your bank information and other necessary details updated with the SSA to ensure that you get your payment on time.

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